Easy Ride Canada started with one belief: your credit history shouldn’t determine whether you can get to work, take care of your family, or build a better future. We exist to change that.
We started Easy Ride Canada because we saw how the traditional car-buying process failed everyday Canadians — especially those rebuilding their credit after a job loss, separation, medical crisis, or consumer proposal.
Banks and dealerships run a simple filter: if your score is below their threshold, you’re out. Our model flips that. We work with 30+ specialist lenders who understand that a credit score is a snapshot, not a sentence.
Every client gets a dedicated advisor. Not a chatbot, not a form submission into a void — a real person who reviews your situation and finds the best available path to approval.
Most services send your application to one lender and hope for the best. We shop your file to our entire network — so lenders compete for your business.
We submit your application to our full network of specialist lenders — including those who focus exclusively on bad credit, no credit, consumer proposals, and recent bankruptcies. Best rate wins.
You get one point of contact who understands your full situation — income, credit history, vehicle needs, and budget. They advocate on your behalf throughout the entire process.
Once approved and the vehicle is selected, we handle everything. Inspection, paperwork, insurance coordination, and delivery — direct to your door anywhere in BC.
No hidden fees. No bait-and-switch. Every number — rate, term, total cost — is explained clearly before you sign anything. We believe informed clients make better decisions.
A low credit score is a circumstance, not a character flaw. We evaluate your whole financial picture, not just a three-digit number. Every situation deserves a real look.
We will never push you into a vehicle or a loan term that isn’t right for your life. Our advisors are compensated on outcomes, not volume — your success is our metric.
Our advisors come from finance, automotive, and credit counselling backgrounds. Collectively, our team has helped thousands of Canadians navigate car financing in some of their most challenging moments.
Our lending specialists hold active experience in consumer finance and automotive credit. They know how lenders evaluate applications and how to present your file for the best possible outcome.
Auto Finance Specialists · BC-Based
Our sourcing team works directly with dealers and wholesalers across Canada to locate the right vehicle at the right price. They handle all inspections and logistics so you don’t have to.
National Vehicle Network · Dealer Relationships
From application to delivery, our support team keeps you informed at every step. Questions about your paperwork, delivery timeline, or post-purchase — we’re reachable by phone, text, and email.
Available 7 Days · 1-888-EZY-RIDE
No hard credit pull to start. We perform a soft inquiry only when you first apply — your score is never impacted just for checking your options. A hard pull only occurs if you accept a formal loan offer.
Fully licensed in BC. Easy Ride Canada operates in full compliance with BC financial services regulations and motor dealer licensing requirements.
Your data is protected. All personal and financial information is encrypted in transit and stored securely. We never sell your data to third parties. See our Privacy Policy for full details.
30+ BC lenders competing for your business right now.
It takes 60 seconds to find out.
No hard credit pull · No obligation · Results in 60 seconds · Free service
