Four steps. No dealership visit. Vehicle delivered to your door anywhere in Canada.
Tell us your location and income. No hard credit pull at this stage — completely free to apply.
Your dedicated advisor reviews your application and submits to 30+ lenders simultaneously, finding you the best available rate.
Receive your approval with rate, term, and monthly payment clearly explained. Choose your vehicle from our national sourcing network.
Sign documents digitally. Your vehicle is transported to your address anywhere in Canada within 5–7 business days.
Takes 2 minutes. A real advisor calls you within 24 hours.
You do not need to wait until completion. Many lenders approve with active proposals — as long as payments are current and income supports the car payment.
Lenders evaluate income after proposal payments. $2,500/month earning minus $300/month proposal = $2,200 available income assessed.
Consumer proposal car loan rates typically range from 9.99%–19.99%. Better than post-bankruptcy rates. Many borrowers refinance at lower rates after 12–18 months.
Your advisor matches vehicles to your approved budget. See cars under $300/mo and best cars for bad credit.
Apply free in 2 minutes. No hard credit pull. A real advisor calls you within 24 hours with your options from 30+ lenders.