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Soft check only. No credit impact. 20+ BC lenders.
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How It Works

Three steps.
Then you drive.

No dealership. No pressure. Completely digital.

1

Apply

30 SEC

Quick questions about your situation — no credit pull, no commitment.

Vehicle preference (SUV, truck, sedan)
Income & employment situation
General credit range
2

Match

24-48 HRS

20+ lenders compete for your file. You pick the best option.

Multiple lenders review simultaneously
Bad credit, proposals, bankruptcies — all welcome
Dedicated advisor assigned
Zero pressure to proceed
3

Drive

FREE DELIVERY

Choose your vehicle. We handle the paperwork and deliver to your door.

100s of pre-inspected vehicles
All financing paperwork handled
5-7 day delivery anywhere in BC
Zero dealership visits required

Ready to start?

Check your options — free

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Credit Situations We Handle

No situation is too complex.

Our 20+ lender network covers every credit scenario. One rejection doesn’t mean every door is closed — it just means you haven’t found the right lender yet.

WE APPROVE

Bad Credit

Low scores, missed payments, collections — we work with lenders who specialize in approvals others decline.

Scores from 300+ approved daily WE APPROVE

Consumer Proposal

Active or discharged — we have lenders who approve while you’re still in your proposal.

Active or completed — both OK WE APPROVE

Bankruptcy

Discharged or undischarged — both approved regularly. Our lenders understand fresh starts.

Discharged & undischarged OK WE APPROVE

No Credit History

First-time buyer or thin file? Zero credit history programs with income-based approvals available.

First-time buyers — $0 down options WE APPROVE

Previously Declined

Turned down by your bank or dealership? Our 20+ lender network uses completely different criteria.

5,000+ declined elsewhere — approved here WE APPROVE

Self-Employed

Irregular income, contract work, gig economy — flexible verification with bank statements instead of pay stubs.

Bank statements accepted
87% Approval rate
5,000+ BC drivers approved
24hr Average response
$0 Cost to apply
Common Questions

Quick answers.

No fine print. Straight answers.

No. We use a soft credit check only — it never appears on your credit report and has zero impact on your score. A hard pull only happens if you choose to proceed with a specific lender.
The application takes about 2 minutes. Most applicants receive a lender match within 24–48 hours. Once you confirm a vehicle, delivery is typically 5–7 business days to your door anywhere in BC.
Yes, completely. We're a matching service — paid by the lender when a deal completes, not by you. No application fee, no membership fee, no hidden charges.
That's exactly who we're built for. Our 20+ lender network uses different criteria than banks and dealerships. Over 5,000 BC drivers who were previously declined have been approved through our network.
View All Questions →
Ready to Start?

Check your
options free.

20+ BC lenders. Results in 24 hours. Zero credit impact. Zero cost.

See My Approval Options → 1-888-EZY-RIDE WhatsApp
Soft Check Only No Obligation Results in 24–48 hrs BC Registered
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