Four steps. No dealership visit. Vehicle delivered to your door anywhere in Canada.
Tell us your location and income. No hard credit pull at this stage — completely free to apply.
Your dedicated advisor reviews your application and submits to 30+ lenders simultaneously, finding you the best available rate.
Receive your approval with rate, term, and monthly payment clearly explained. Choose your vehicle from our national sourcing network.
Sign documents digitally. Your vehicle is transported to your address anywhere in Canada within 5–7 business days.
Takes 2 minutes. A real advisor calls you within 24 hours.
A verifiable job is the #1 factor. Employment letters, pay stubs, and bank statements showing regular deposits are core documentation.
New to Canada? Some lenders accept international credit reports as supporting documentation.
For no-credit applicants, $1,000–$2,000 down reduces lender risk significantly and opens up more vehicle options at better rates.
After 6 months of on-time car loan payments, most borrowers see scores in the 600+ range. See our credit building guide.
Apply free in 2 minutes. No hard credit pull. A real advisor calls you within 24 hours with your options from 30+ lenders.