Soft check only. No credit impact. 20+ BC lenders.
Legal

Terms
of Use

The legal terms and conditions governing your use of easyridecanada.ca and our vehicle financing matching services.

BC Registered20+ LendersLast Updated: April 15, 2026

Welcome to Easy Ride Canada. These Terms of Use constitute a legally binding agreement between you and Easy Ride Canada governing your access to and use of our website and services.

By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website or Services.

Service Scope

1. Services Overview

Easy Ride Canada is a vehicle financing matching service, not a lender.

What We Do
Connect you with 20+ BC lenders who compete for your file
What We DON'T Do
We do not provide financing, make credit decisions, or guarantee approval
Eligibility

2. Eligibility Requirements

18+ years of age

Must be of legal age in your province of residence

BC resident

Legal resident of British Columbia, Canada

Valid driver's license

Possess a current Canadian driver's license

Credit Checks

3. Credit Authorization

When you submit an application, you authorize us to obtain your credit report via a soft inquiry from Equifax and/or TransUnion, and to share this information with Lender Partners for pre-qualification purposes.

Important: Soft credit checks do NOT affect your credit score. If you proceed with a specific lender, they may perform a hard credit inquiry, which may impact your credit score.

Disclaimers

4. No Guarantee of Approval

We do not guarantee that you will be matched with a lender, that any lender will approve your financing application, or specific interest rates or loan terms. All financing is subject to lender approval and your creditworthiness. Rates, terms, and conditions are determined solely by Lender Partners based on their underwriting criteria.

Fees

5. Fees & Charges

Our Services Are Free
Zero cost to consumers — we're paid by lenders upon deal completion
Lender Fees
Lenders may charge interest, origination fees, and documentation fees
Liability

6. Limitation of Liability

AS-IS BASIS

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Easy Ride Canada shall not be liable for any indirect, incidental, special, consequential, or punitive damages. In no event shall our total liability exceed the greater of $100 CAD or the amount you paid us in the 12 months preceding the claim.

Dispute Resolution

7. Arbitration & Governing Law

Any disputes arising out of these Terms or the Services shall be resolved through binding arbitration in accordance with the British Columbia Arbitration Act. The arbitration will be conducted in English in Pitt Meadows or Vancouver, British Columbia.

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

You have the right to opt out of this arbitration provision by sending written notice to legal@easyridecanada.ca within 30 days of first accepting these Terms.

Contact Legal

8. Contact Information

If you have questions about these Terms or our Services, please contact our Legal Department.

Legal Department
Easy Ride Canada
Mailing Address
19150 Lougheed Highway, Pitt Meadows, BC V3Y 2H6

BY USING THE WEBSITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF USE.

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