Four steps. No dealership visit. Vehicle delivered to your door anywhere in Canada.
Tell us your location and income. No hard credit pull at this stage — completely free to apply.
Your dedicated advisor reviews your application and submits to 30+ lenders simultaneously, finding you the best available rate.
Receive your approval with rate, term, and monthly payment clearly explained. Choose your vehicle from our national sourcing network.
Sign documents digitally. Your vehicle is transported to your address anywhere in Canada within 5–7 business days.
Takes 2 minutes. A real advisor calls you within 24 hours.
Most lenders require $1,800–$2,500/month minimum. Stable employment for 3+ months significantly improves your options. Self-employment qualifies with bank statement documentation.
Some lenders approve immediately after discharge. Others prefer 6–12 months. Your advisor matches you with the right lender for your timeline. Earlier applications get higher rates but start rebuilding credit sooner.
Even $500–$1,000 down dramatically improves approval odds and reduces your rate. A trade-in counts toward your down payment.
A car loan is one of the fastest credit rebuilding tools available. Each on-time payment reports to both Equifax and TransUnion. Many post-bankruptcy borrowers reach near-prime status within 2–3 years.
Apply free in 2 minutes. No hard credit pull. A real advisor calls you within 24 hours with your options from 30+ lenders.