Getting a car loan while receiving Employment Insurance (EI), CPP Disability, ODSP, or other disability benefits is absolutely possible. Most banks don’t accept these income types — but Easy Ride Canada’s network of 30+ lenders includes specialists who approve EI and disability income every day. Your income just needs to be verifiable and consistent enough to support a realistic monthly payment.
🔒 Free · No hard credit pull · No obligation
Regular EI benefits are accepted by multiple lenders. You’ll need your ROE and benefit statement showing current payment amount and remaining weeks.
CPP-D is permanent, verifiable income. Lenders view it favorably because it’s consistent. Your annual benefit letter is the main document needed.
Provincial disability assistance programs are accepted. Combined with a down payment and realistic vehicle price, approval is achievable.
EI + part-time work, disability + spouse income, pension + benefits — combined income strengthens your application. Total verifiable income is what matters.
Check your approval in under 2 minutes. No hard credit pull. No obligation.