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Car Loan After Repossession
in BC.

Quick Facts
Approval Time24–48 hrs
Lenders30+
Min. Credit ScoreNone
Application CostFree
DeliveryAnywhere in Canada

How it works —
start to delivery.

Four steps. No dealership visit. Vehicle delivered to your door anywhere in Canada.

01

Apply Online in 2 Minutes

Tell us your location and income. No hard credit pull at this stage — completely free to apply.

02

A Real Advisor Reviews Your File

Your dedicated advisor reviews your application and submits to 30+ lenders simultaneously, finding you the best available rate.

03

Get Approved Within 48 Hours

Receive your approval with rate, term, and monthly payment clearly explained. Choose your vehicle from our national sourcing network.

04

Vehicle Delivered to Your Door

Sign documents digitally. Your vehicle is transported to your address anywhere in Canada within 5–7 business days.

Apply Free Today

See what you qualify for — no impact to your credit.

Takes 2 minutes. A real advisor calls you within 24 hours.

What our clients
are saying.

★★★★★

“Had a repossession about 18 months ago and I honestly didn't think anyone would touch me. Easy Ride was completely non-judgmental. Got approved, rate was explained clearly, and I'm back on the road.”

Greg T.
Surrey, BC
★★★★★

“Deficiency balance was still on my file but they still found a way to get me approved. Advisor explained every detail before I signed anything. Couldn't ask for more.”

Dani O.
Abbotsford, BC
★★★★★

“Post-repo approval was faster than I expected. 36 hours from application to approval. Vehicle arrived at my house and everything was exactly as described. Really solid company.”

Chris M.
Coquitlam, BC

Frequently asked
questions.

There is no mandatory waiting period. Some BC specialty lenders will approve applicants with a repossession that occurred recently. The further in the past the repossession, and the stronger your current income, the better your approval odds and rate.
An open deficiency balance reduces approval odds but does not necessarily prevent approval. Lenders evaluate the balance relative to your income. Settled or resolved deficiency balances have minimal additional negative impact.
Yes. Post-repossession rates in BC typically range from 24.99%–34.99% for the first loan. After 12–18 months of on-time payments, refinancing at a lower rate becomes possible.
Yes. A real advisor reviews every file personally and can advise on how your specific repossession history is likely to be evaluated by our lender network before any commitment is made.

More helpful
guides & pages.

Bad Credit Car Loan BC Car Loan After Bankruptcy Canada Blog: Car Loan Collections Bad Credit Car Loans British Columbia
Start Today

Get approved.
Drive sooner.

Apply free in 2 minutes. No hard credit pull. A real advisor calls you within 24 hours with your options from 30+ lenders.

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