Easy Ride Canada

Meet the Team

The specialists behind BC’s most straightforward bad credit car loan service — real people who know finance, know BC, and know how to get you approved.

Kyle Richard — Financing Advisor, Easy Ride Canada

Kyle Richard

Owner & Financing Advisor  ·  Easy Ride Canada

Hey, I’m Kyle — the guy behind Easy Ride Canada.

I jumped into the car world in 2019, right as COVID turned everything upside down. Door-to-door sales background, bad credit, no safety net. Most would’ve walked away. I ran toward the fire.

I grinded through every corner of the business: sales, finance desks, inventory management and ordering, GM-level decision-making, admin chaos — and I made sure to really learn the back-end too. I spent time shadowing mechanics, understanding service bays, parts departments, warranty work, and how the whole machine actually runs. Every role taught me how to spot the shortcuts that hurt customers and how to build processes that actually help.

I rebuilt my own credit while doing it, and now I’m obsessed with giving that same second chance to people across Canada. No hard pulls upfront, fast approvals, door-to-door delivery wherever you are. I love matching folks with the right vehicle, walking them through credit rebuilding so they come out stronger, and showing them the industry doesn’t have to be predatory.

My specialty is British Columbia — I’ve worked with people from every corner of the province, from the Lower Mainland all the way to the Alberta and Yukon borders. And when it comes to delivery, we don’t stop at BC — we deliver as far as Manitoba and Saskatchewan. If you’re in Canada and need a vehicle, I want to hear from you.

One day I’d love to own my own full dealership — but right now? Helping customers from coast to coast get back on the road and rebuild their future is what gets me up every morning.

If you’re dealing with bad credit, bankruptcy, low income, or just got told “no” one too many times — I’ve been exactly there. Let’s change the story together.

Kyle Richard — Founder, Easy Ride Canada
Helping Canadians everywhere drive again. Drive your dreams today!

Speciality Bad credit & no credit automotive financing across BC
Coverage All of British Columbia — door-to-door delivery included
Lender Network 30+ lenders assessed simultaneously per application
Role Owner & Financing Advisor, Easy Ride Canada
Apply With Kyle’s Team →
Written by Kyle Richard

BC Car Loan Resources

Practical guides for British Columbians navigating car financing with bad credit, no credit, or past financial challenges.

Bad Credit Bad Credit Car Loan BC — Complete 2026 Guide Read Guide → Bankruptcy Car Loan After Bankruptcy BC Read Guide → Consumer Proposal Car Loan During Consumer Proposal BC Read Guide → No Credit No Credit Car Loan BC Read Guide → EI / Income Car Loan on EI Canada Read Guide → Disability Income Car Loan on Disability Income BC Read Guide → Down Payment Down Payment Car Loan BC Read Guide → No Down Payment Car Loan With No Down Payment BC Read Guide → Credit Building Improve Your Credit Score in Canada Read Guide → Credit Score Credit Score Needed for Car Loan Canada 2026 Read Guide → Rates Car Loan Rates BC 2026 Read Guide → First-Time Buyer First-Time Car Buyer Guide BC Read Guide → Self-Employed Self-Employed Car Loan BC Read Guide → Newcomers Car Loan for Newcomers to Canada Read Guide → Co-Signer Car Loan With a Co-Signer in Canada Read Guide → Collections Car Loan With Collections in BC Read Guide → Process Car Loan Approval Time BC Read Guide → Maternity Leave Maternity Leave Car Loan BC Read Guide → No Job Car Loan With No Job BC Read Guide → Part-Time Part-Time Job Car Loan BC Read Guide → Moving Moving Provinces With a Car Loan Read Guide → Loan vs Lease Car Loan vs Lease in BC Read Guide → Refinancing Refinance Car Loan With Bad Credit BC Read Guide → Tips Pay Off Your Car Loan Faster Read Guide → Seniors Car Loans for Seniors BC Read Guide → Single Parent Single Parent Car Loan BC Read Guide → Resources View All Resources → Full Blog Index